WORKERS' COMP · EMOD
What is your EMod costing you?
Your experience modification rate multiplies your workers' comp premium and follows you for three years. Enter two numbers from your policy to see what it's adding.
YOUR EMOD IS ADDING ABOUT$24,000per year to your premium
YOUR EMOD IS SAVING YOU ABOUT$24,000per year. That's rock. Let's keep it there.
RESULTEnter your premium and EMod
Premium at a 1.00 EMod$96,000
Your premium$120,000
Over a three year experience period$72,000
Get a free EMod review
Built to stand: one 300 employee client saved $150,000 in premiums from their EMod drop alone, before counting fewer medical bills and less lost time.
FAQ
Frequently asked questions
How accurate is this calculator?
It is an estimate. It divides your premium by your EMod to approximate your premium at a 1.00 rating. Carriers apply other credits and discounts, so your real numbers will vary.
Where do I find my EMod?
On your experience rating worksheet, which your insurance agent or carrier can send you.
What is a good EMod?
Anything below 1.00 means you are paying less than an average company your size in your industry.